How To Finance Auto In Bankruptcy?}

How to Finance Auto in Bankruptcy?

by

Marshall Fairchilde

If you are having poor credit, or if you are not maintaining your credit score than you would be ignored by the lender, should you file an application for the car loan? It is because, auto loan lenders straight away consider you as risky borrower and even if they offer you car loan, it’d be on very high interest rates. And if you are filling an application for auto loans with bankruptcy, things would be quite different than when you otherwise apply for bad credit car loan. Lenders know that you have applied for bankruptcy, and it’d be a long haul for you to fix your credit report and get back to track. Therefore, in case you have already applied for bankruptcy and now you want to go for auto car loan, it’d not be a smooth sailing at all for you.

There are a lots of reason why individual file for bankruptcy, we do not want to discuss over here about it. But the most important point is managing a balance due (debt). Filing for bankruptcy should be a last alternative. You should know what bankruptcy lead to before you file for it. Generally there are two types of bankruptcy (1) Chapter 7 (liquidation) and the (2) Chapter 13 (Reorganized).

Here are some tips that you need to consider that would minimize the hardships when you avail car loan after showing bankruptcy:

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Check the Credit Report and Credit Score and Make Sure that they are Accurate and Cleaned Up – Before applying for bad bankruptcy car loans, you need to make it 100% sure that your credit report is updated and accurate and it should mention that you have applied for bankruptcy. If you find that the credit report has flaws or it is not updated, you need to check it and remove the flaws in it. For this purpose you can always seek professional help.

Look For Experienced Car Loan Lender – Such car loan lender should have good level of experiencing in dealing with borrowers who had filed for bankruptcy. These car loan lenders will ask you the reason why you have filed for the bankruptcy and based on it will come out with low interest rate car loan.

Know How Much You Can Afford – After you have applied for the bankruptcy, you need to check what will be the amount that you can easily set against the car loan. Make it sure that you will be able to pay for the loan smoothly every month. Choose the online loan calculator in case you are availing online auto car loan.

Get Financing to Improve Credit Rating – Getting a new or used vehicle financing from a lender will facilitate you to competently, though slowly but steadily, reinstate your credit ratings. Once you start paying car loan payments on time and regularly, your credit score will also get improve. Later with good credit score, you have the power to negotiate the requisites of your current loan or exchange current car and obtain a new car financing.

Before you are ready to get your next car financing after you have shown the bankruptcy. The best way to deal with situation is to go for lenders who will give you the best options on car loans for people with bankruptcy. Discuss your situation with the car lenders, and get finance quotes that match your requirements.

Author is a bulletin writer on CarMoneyFast.com; a US based

car finance

company which provides information about

availing bankruptcy car finance

and for those who are seeking information or source about bankruptcy car loans.

Article Source:

eArticlesOnline.com

}



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China delays newest rocket design to 2014

Wednesday, March 5, 2008

China has confirmed that the newest generation of Long March rockets has been re-scheduled to enter use in 2014.

Liang Xiaohong, Vice President of China’s Academy of Launch Vehicle Technology, also confirmed that the Changzheng 5 design was built around pollution-free technologies.

The rocket has been under development since 2002, and was initially said to require only six years’ research. However the new design, which will allow more than twice the payload of previous models, has seen a number of delays in funding and development.

Due to the large size of the new rockets, a new 200-hectare launch centre has been under construction at the existing Wenchang Satellite Launch Center since September.

Until then, China is relying on its older fleet of rockets to carry on its space program, consisting of more than ten launches scheduled for this year. This month a CA-3a rocket will take a Beidou navigation system into Medium Earth Orbit.



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NASCAR driver Kyle Busch wins 2011 Jeff Byrd 500

Monday, March 21, 2011

Joe Gibbs Racing driver Kyle Busch (who qualified 12th) won the NASCAR Sprint Cup Series 2011 Jeff Byrd 500 that was held yesterday at Bristol Motor Speedway in Bristol, Tennessee, United States. This was his first Sprint Cup win of the season. Throughout the course of the race there were 10 cautions and 19 lead changes among eight drivers.

Before the final pit stops, Jimmie Johnson was first, but after the stops concluded he fell to third as Kyle Busch became the leader. Kyle Busch maintained the lead to win the race ahead of Carl Edwards, while Johnson finished in the third position. Matt Kenseth took fouth, ahead of Paul Menard in fifth. Kevin Harvick managed the sixth position, after starting 15th on the grid. Kurt Busch, from the Penske Racing team, clinched the seventh position. Greg Biffle followed Kurt Busch in eighth, while Kasey Kahne could only manage ninth. Ryan Newman rounded out the top ten finishers in the race. Johnson led the most laps during the race with 164.

After doing his victory lap, Kyle Busch, who won the Nationwide Series race on Saturday, commented, “You go down the straightaway and you slam it into the corners and you mash the gas and you kind of sling right back out of the corners. It’s a lot of fun to do that. It’s kind of an art. Some guys are really good at it, and some find a knack that makes them really good at it and make it seem easy.”

Edwards described his frustration by finishing second, “I thought we’d be better matched with him, but he took off, and I just couldn’t get back to him to race. My gut told me there was going to be another caution. If I had known that was the only shot I had, I might have raced a little harder.”

Following the race, Kurt Busch became Drivers’ Championship leader with 150 points. Next, Edwards was second with 149, 11 points ahead of Tony Stewart and Newman. Menard and Kyle Busch was placed fifth and sixth with 136 and 133 points. Johnson, Juan Pablo Montoya, Dale Earnhardt, Jr., and Martin Truex, Jr. rounded out the top-ten point positions.

The 2011 season will continue on March 27, 2011 at Auto Club Speedway for the 2011 Auto Club 400. The race will be televised in the U.S. on the FOX Network at 3:00 p.m. EDT.



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UK company “seriously considering” GPS tracking devices in school uniforms

Saturday, August 25, 2007

The leading supplier of school uniforms in the United Kingdom, Lancashire-based manufacturer Trutex, has announced it is “seriously considering” including GPS tracking devices in future ranges of its uniform products after conducting an online survey of both parents and children.

“As a direct result of the survey, we are now seriously considering incorporating a [tracking] device into future ranges” said Trutex marketing director Clare Rix.

The survey questioned 809 parents and 444 children aged nine to 16. It showed that 44% of parents were worried about the safety of pre-teen children, and 59% wanted tracking devices installed in school apparel. 39% of children aged nine to 12 were prepared to wear clothing with tracking devices in them, while teenagers were notably less enthusiastic and more wary of what Trutex has admitted they see as a “big brother” concept.

However, Trutex has claimed the tracking devices would bring about worthwhile benefits, including being a valuable resource for parents who wanted to keep a close eye on where their children were at all times.

“As well as being a safety net for parents, there could be real benefits for schools who could keep a closer track on the whereabouts of their pupils, potentially reducing truancy levels” says Rix.

Each year, Trutex supplies 1 million blouses, 1.1 million shirts, 250,000 pairs of trousers, 20,000 blazers, 60,000 skirts and 110,000 pieces of knitwear to the UK.

It is not the first company to manufacture school uniforms with a central focus on child safety; last week Essex firm BladeRunner revealed it was selling stab-proof school blazers to parents concerned about violence against their children. The blazers were outfitted with Kevlar, a synthetic fibre used in body armour. It has already received orders internationally, including Australia.

If the Trutex tracking devices go ahead, it is unclear where in the uniform they will be located.



All State Auto Insurances Resource}

All state Auto Insurances Resource

by

deepak kulkarni

As you devour this article, remember that the rest of it contains valuable information related to All state Auto Insurances and in some way related to Online Grant Applications, Dental Insurance Carrier, Auto Owners Agent, Safe Auto Policy, Get A Quote For Car Insurance or Low Cost Auto Insurance for your reading pleasure.

The other common mistake many people make is to over-insure older cars. The rule of thumb is that if your car is worth less than 10 times the premium, then chances are high that your insurance coverage is not cost effective.

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Buying auto insurance can be very expensive these days, but it is possible to reduce the overall costs a little and still make sure that you have all of the necessary insurance coverage for your car or automobile just in case you ever need it. Of course, one of the main things to consider when it comes to finding cheaper auto insurance is the type of car that you drive. After all, if you are driving a large powerful sports car that goes extremely fast and normally tends to encourage people to drive in an accelerated manner then chances are good that you will be required to pay a much higher car insurance premium based on the tendency for sports car owners to more than likely make insurance claims. So, naturally, if you own a smaller and less powerful car than it will most likely be cheaper for you to insure that vehicle which is based on the history of those types of car owners.

Draw the benefit of low mileage discounts. Some companies offer deductions to motorists who drive less than average or estimated number of miles per year.

INTERVAL — Did you notice so far that this article is indeed related to All state Auto Insurances? If not, go ahead and read on. You will find more information that can help you as regards All state Auto Insurances or other related Affordable Auto Insurance Massachusetts, Frankenmuth Auto Insurance, Ontario Life Insurance Quote, Automobile Insurance Quotes, Auto Owners Insurance Inc and Vehicle Insurance Rating.

Cut the miles you drive – For drivers who travel on average 40 miles or less a day, they qualify for a low mileage discount with most insurance companies. Consider carpooling or taking public transit a couple of days a week to reduce your car’s mileage to qualify for the discount. By flying or taking a train for vacations instead of driving, you can further reduce the miles on your car.

Before buying a car you might want to find out how much your insurance will cost annually. Insurance companies consider certain cars easily damaged and expensive to repair, and other cars the target of thieves. You could end up paying a premium surcharge between 10 – 20%. The National Highway Traffic Safety Administration (NHTSA) has established the Auto Safety Hotline at 1-800-424-9393 to report safety defects or to obtain information on cars, trucks, child seats, and highway or traffic safety. The Insurance Institute for Highway Safety provides information on death rates by car make and model as well as the standard safety equipment available. The Institute can be reached at 703-247-1500.

As detailed as this article is, don’t forget that you can find more information about all state Auto Insurances or any such information from any of the search engines out there such as MSN.com. Commit yourself to finding specific information therein about All state Auto Insurances and you will.

Senior drivers can refresh their skills and knowledge — and get a discount on auto insurance coverage in many states — by taking a refresher driving course, such as the eight-hour “55 Alive” course offered by AARP. More than two-thirds of states mandate auto insurance policy discounts for such courses, and many insurance companies offer the discounts voluntarily.

Many folks seeking online for articles related to All state Auto Insurances also sought for articles about Safe Auto Insurance When You Buy A Car, Automobile Insurance Specialist, and even ING Auto Insurance Quote.

So here is chance to get your free tips on

Cheap Auto Insurance

and in addition to that get basic information on saving money visit http://information-get.com/autoinsurancevideos

Article Source:

All state Auto Insurances Resource

}



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GM and Chrysler receive Canadian loans amid US restructuring ultimata

Friday, April 3, 2009

General Motors (GM) and Chrysler will receive bridge loans from the government of Canada and the provincial government of Ontario, however no more will be forthcoming from either Canadian or US governments unless the companies can reinvent themselves.

“This is a regrettable but necessary step to protect the Canadian economy. We are doing this on the assumption that we obviously cannot afford either in the United States or Canada a catastrophic short-term collapse.” said Stephen Harper, Prime Minister of Canada.

“We cannot, we must not, and we will not let our auto industry simply vanish. This industry is, like no other, an emblem of the American spirit; a once and future symbol of America’s success,” said Barack Obama, President of the United States. “These companies – and this industry – must ultimately stand on their own, not as wards of the state.”

Chrysler will receive CA$1 billion and may in fact be eligible for as much as CA$4 billion. If Chrysler succeeds in the next 30 days with a restructuring plan it would be eligible for a US$6 billion loan. A part of Chrysler’s restructuring plan must include a partnership with Fiat within 30 days to appease the US administration. Fiat is a supplier of smaller fuel-efficient vehicles, and the merger will help Chrysler to be viable in the North American market. A Chrysler court bankruptcy would inevitably lead to it being sold off.

As a part of Chrysler’s restructuring plans, Tom LaSorda, the president of Chrysler announced that Canadian operations would fold if it does not receive both the US commitment of $2.3 billion of aid and a new Canadian Auto Workers CAW contract to reduce all-in costs by CA$19 per hour. As a result of this announcement Chrysler’s auto sales volume in Canada dropped 23% compared to March of 2008.

GM has until the end of May to restructure its company to receive up to CA$7.5 billion. As part of the companies restructuring, General Motor’s chief executive Rick Wagoner was replaced Sunday with Fritz Henderson, the current chief operating officer. Henderson spoke out on Tuesday that GM has submitted a restructuring plan which would close five plants, and this may be increased to meet the requirements for financial aid. He is in full compliance with Obama’s auto task force to seek bankruptcy if GM cannot negotiate with their unions, bondholders and others.

GM recently brought forward the “GM Total Confidence” program providing consumer purchase protection for customers who lose their job for economic reasons within the first two years from purchase. As a result of Chrysler’s restructuring announcement in Canada, GM’s Canadian vehicle sales volume fell only 17.3% compared to 2008, an increase from the previous month.

GM must reduce some of its legacy costs which include its pensions and union health care costs. A part of GM’s ailments arose from investing in supplying truck and SUVs during an economy of high gas prices when consumers were demanding fuel efficient vehicles.

Tony Clement, Canada’s Minister of Industry, is hoping that the CAW will support the restructuring process and re-negotiate their agreement. Whereas a United Auto Workers negotiator has said, “I don’t see how the UAW will do anything until they see what the bondholders will give up.”

The Obama administration is looking toward bankruptcy proceedings for the automakers, “as a mechanism to help them restructure quickly and emerge stronger. [It will] quickly clear away old debts that are weighing them down. What we are asking is difficult. It will require hard choices by companies. It will require unions and workers who have already made painful concessions to make even more. It will require creditors to recognise that they cannot hold out for the prospect of endless government bailouts.” said Obama.

The auto parts suppliers and IT software exporters in India have already been affected by the declining auto sales. GM and Chrysler software contracts provide US$300 to 350 million a year to vendors in India. As well these two major automakers usually award US$1 billion contracts to auto parts suppliers. “We are worried and closely watching the developments in the US to gauge the impact. The decline in auto sales in the US has already hit the order books of Indian suppliers,” said a Delhi auto parts supplier.

“Going forward, the industry will undoubtedly be smaller, but if our efforts are successful it will be viable and it will support good jobs for Canadians,” said Clements.

Betty Sutton, Ohio’s Congresswoman put forward the CARS act which provides a US$3,000 to 5,000 incentive for those who trade in their vehicle for a fuel-efficient car. “It clearly stimulates the economy, and it gets the consumer into the showroom and gets them buying again. But importantly — and this is what I particularly like about it — it really helps the environment quite a bit in two respects.” said William Clay Ford Jr., executive chairman of Ford Motor Co.

Ford Motor Company has not come forward with requests for assistance.

Since December GM and Chrysler have received US$17.4 billion government loans.

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Ford Taurus to be revived

Friday, February 9, 2007

Ford Motor Company CEO Alan Mulally has reported that Ford will rename the Ford Five Hundred to the Taurus for the 2008 model year, when a facelifted model is expected to be launched to improve the lackluster sales of the outgoing model. Mulally says that Ford’s decision to name all their cars with the letter F was a lackluster move, and makes their names easily forgettable. As a result, Mulally plans on reviving many respected Ford nameplates, the Taurus being one of them, and the Falcon possibly in the future.

The Ford Taurus was originally introduced in 1986, and was a revolutionary car that rewrote the rules for creating a sedan, and pushed the other American automakers to follow suit, leading to a design revolution that completely rid Detroit of the “boxy” cars of the 70s and 80s. The Taurus survived for four generations, selling over 7,500,000 units. The Taurus was discontinued in October 2006, after a brief run of 2007 models destined for fleet customers.

“How can it go away?” Alan Mulally remembered asking, “It’s the best-selling car in America.”

While it is not expected for the name change to turn the Five Hundred into a 400,000 plus units a year blockbuster like the Taurus, it is expected to make sales more solid, and to make the car well known, since the Taurus is a well known nameplate around the country.



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Cadillac unveils Obama’s ‘Beast’, the 2009 Presidential State Car

Saturday, January 17, 2009

The US Secret Service has released the first photos Wednesday of the new presidential limousine that will transport Barack Obama down Pennsylvania Avenue next Tuesday as part of the 56th Presidential inaugural parade after he is sworn in at the Capitol. The First Limo – the 2009 Cadillac Presidential Limousine – will replace President Bush’s Cadillac DTS Presidential Limousine that rolled out in 2004.

Nicknamed “The Beast”, the hulking machine is a new model year 2009, modified limousine. According to General Motors, the new “2009 Cadillac Presidential Limousine” is the first not to carry a specific model name. The Obama Mobile was introduced on January 14 with noticeably different styling borrowed from the Cadillac Escalade and STS, while the suspension is most likely related to the Chevrolet Kodiak medium-duty truck.

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Do you like the car? What would you like to see Obama driven around in?
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Mr. David Caldwell of General Motors has revealed that the sleek black car would include a hand-crafted interior and “state of the art electronics.” The car’s high-tech security features include five-inch-thick (12.7-centimeter-thick) bombproof glass, tough-as-nails tires, and a sealed interior that’s invulnerable to chemical attack. The armoured limousine has been heavily modified to withstand potential attacks by weapons or bombs. The San Francisco Chronicle puts it in a proper perspective noting, “a half-inch of transparent armor is enough to stop a .44 Magnum round at point-blank range; at a thickness of 1 1/4 to 1 1/2 inches, the same material can withstand higher-velocity bullets fired from military assault rifles.”

According to spy photographer, Brenda Priddy, and General Motors, the limousine, which has the intricate, dual-textured grille, is also equipped with standard Goodyear Regional RHS truck tires in a 285/70R19.5 size, on 19.5-inch wheels. The rims have a run-flat device (manufactured by Hutchinson Industries). Xenon headlights from the Escalade are installed in the front, while the rear has some STS part. The doors are at least 20 centimeters (8 inches) thick. It carries the US flag on the front fenders and an embroidered Seal of the President of the United States is affixed to several panels in the back.

According to the US Secret Service, the vehicle would be a “valuable asset” in providing the President with the highest level of protection. “Although many of the vehicle’s security enhancements cannot be discussed, it is safe to say that this car’s security and coded communications systems make it the most technologically advanced protection vehicle in the world,” Nicholas Trotta, Assistant Director for the Office of Protective Operations said in a statement. The new limousine is the responsibility of White House Transportation Agency.

One of the specifications is that we don’t talk about the specifications.

The Presidential State Car is the official state car used by the President of the United States. It is informally known as “Cadillac One”. The current Presidential State Car is a 2005 hand-crafted, armored, and stretched DTS (DeVille Touring Sedan) built on a GM four-wheel drive platform. It was first used on the second inauguration parade of George W. Bush in 2005. But the version to be used by President Obama uses a GMC Topkick chassis, while maintaining the Cadillac exterior.

The President of the United States travels in one of two armoured Cadillac limousines based upon the normal sedan, the Cadillac DTS, with heavy customisation. Lincoln cars have also been used in the past, most notably by President John F Kennedy. The current limousines were custom-built by O’Gara, Hess and Eisenhart, founded in Fairfield, Ohio in 1942. It specializes in armouring limousines for presidents and heads of state.

President William McKinley was the first US president to ride in an automobile. However, it was President Theodore Roosevelt who rode on the first government-owned car, a white Stanley Steamer. Roosevelt’s successor, William Howard Taft, was the first president to use a presidential state car that was permanently stored in the White House garage.

Meanwhile, Obama’s 2005 Chrysler 300C Hemi was auctioned on eBay with a starting bid of $100,000 and a buy-it-now price of $1,000,000. It has less than 21,000 miles on it and is in like-new condition. He leased the car in 2004 and traded it for a Ford Escape Hybrid in 2007. The car was sold to Tim O’Boyle.



I Have Septic Bursitis I Understand It Can Be Dangerous…What Is It?}

Submitted by: Nathan Wei

Before the days of antibiotics, septic bursitis was a potentially life-threatening problem.

Nowadays, because of higher index of suspicion as well as the presence of antibiotics, it should be, in most case, readily treatable. This article discusses this problem.

A bursa (plural=bursae) is a sack containing a small amount of fluid that serves as a protective cushion between bones and overlying muscles or between bones and tendons. Bursitis is inflammation of a bursa caused by repetitive use, trauma, infection, or a systemic inflammatory disease.

These sacks are lined with the synovium the same tissue that lines the inside of joints. Humans have approximately 160 bursae.

Bursitis most commonly affects the shoulder, elbow, hip, and knee. Symptoms of bursitis may include localized tenderness, edema, redness, heat, and limited ability to move the affected area.

When a bursa becomes infected, the condition is referred to as septic bursitis. In septic bursitis, trauma is the usual culprit. Trauma causes inoculation of bacteria into the bursa, which triggers an inflammatory response.

The two most commonly infected bursae are the olecrenon bursa at the elbow and the prepatellar bursa in the knee. The reason these two bursae get infected more easily is because of their location.

The olecranon bursa lies at the tip of the elbow. Because of its superficial location, it is easily traumatized from acute trauma or repetitive stress.

Trauma to the skin makes the olecranon a frequent location for infectious bursitis. The risk of septic bursitis increases in those who have a history of another chronic disease.

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Chronic repetitive stress from pressure on the elbows is seen in hemodialysis patients, computer users, and chronic lung disease patients.

When inflamed, the olecrenon bursa at the tip of the elbow becomes swollen, red, and painful. Bending the elbow makes the pain worse. Low grade fever and chills may also be present.

The prepatellar bursa lies in front of the knee between the patella (kneecap) and the skin.

Infection can develop due to either trauma or constant friction between the skin and the patella, most commonly when frequent kneeling is involved. It can be seen in carpet-layers, coal miners, roofers, gardeners, electricians, and plumbers. Actually any activity involving a lot of kneeling and friction can lead to septic prepatellar bursitis.

The superficial location of the prepatellar bursa allows for rather easy introduction of bacteria. This is similar to the situation involving the olecrenon bursa.

Prepatellar bursitis presents with swelling, redness, heat, and pain involving the front of the knee. Bending the knee causes increased pressure over the bursa and increases pain.

(A quick note: there is also another bursa called the infrapatellar bursa. It is located below the knee cap and may be confused with the prepatellar bursa).

As mentioned earlier, septic bursitis occurs from the introduction of bacteria through trauma. It can also occur from the spread of infection from the skin adjacent to a bursa. Skin infection is called cellulitis.

It is less likely for deeper bursae to become infected because of their location. This can occur as a result of spread from septic arthritis (an infected joint) or from bacteria carried to the bursa from the blood.

Predisposing factors include diabetes, alcoholism, steroid therapy, kidney disease, trauma, and skin disease. A history of noninfectious inflammation of the bursa (as seen in rheumatoid arthritis, gout, and pseudogout) also increases the risk of septic bursitis.

Signs that favor the diagnosis of septic over simple inflammatory bursitis include: severe tenderness, extreme redness, heat, fever, and chills.

Laboratory tests may show an increase in white blood cell count and erythrocyte sedimentation rate. Blood cultures should be obtained if deep bursal infection is suspected.

Aspiration and analysis of bursal fluid from a suspected infected bursa should be performed when possible. Certainly, the most frequently infected bursae, such as the olecranon and prepatellar bursae should undergo this procedure. The use of ultrasound makes aspiration much more accurate.

Bursal fluid culture is the most important test for diagnosis.

Fluid should also be examined for crystals. Monosodium urate crystals can be seen in gout and calcium pyrophosphate crystals can be seen in pseudogout; however, the presence of crystals does not exclude concomitant infection.

All fluid should be cultured.

Patients with suspected septic bursitis should be treated with antibiotics while awaiting culture results. Superficial septic bursitis can be treated with oral antibiotics.

Deep bursal infection will generally require intravenous antibiotics.

Staph aureus is the most common bacteria, causing more than 80% of cases. Streptococcal species account for 5-20% of cases. Other organisms are less common.

An appropriate antistaph antibiotic should be started. This should be a penicillinase-resistant penicillin, such as oxacillin sodium (Bactosill), or a first-generation cephalosporin, such as cefaclor (Ceclor). Penicillin allergic patients can be treated with erythromycin.

The length of antibiotic treatment varies with the patient and the clinical situation. Uncomplicated septic bursitis presenting within a week of infection should be treated with a 10-14 day course. Aspiration should be repeated every 1-3 days while antibiotics are being administered. Antibiotics should be continued for 5 days past sterilization of bursal fluid as seen by aspiration. Again, the use of ultrasound can help with fluid detection since aspiration of a bursa without fluid may yield very little valuable material.

Patients who are immunosuppressed require a longer course of treatment of at least 15 days.

Deep bursal infections require prolonged antibiotic therapy and surgery is often required.

Surgical intervention, such as incision and drainage is needed in complicated cases.

About the Author: Nathan Wei, MD FACP FACR is a rheumatologist and Director of the Arthritis and Osteoporosis Center of Maryland. He is a Clinical Assistant Professor of Medicine at the University of Maryland School of Medicine. For more info:

Arthritis Treatment

Source:

isnare.com

Permanent Link:

isnare.com/?aid=169644&ca=Medicines+and+Remedies }



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Interview with Reggie Bibbs on his life with neurofibromatosis

Friday, December 14, 2007

Neurofibromatosis (NF) is a genetic condition causing benign tumors (neurofibromas) to grow along certain types of nerves and, in addition, it can affect the development of bones or skin. There are several variants of the disease but type 1 and type 2 NF account for the vast majority of cases.

The disease manifestations can vary from very mild to severe. Major symptoms include growths on and under the skin; skin pigmentations called café au lait spots in type 1; acoustic nerve tumors and consequent hearing loss in type 2. Growths can affect nearly all parts of the body, and pressure on nearby structures can cause a wide variety of complications. There is a small risk that the tumors transform into malignant cancerous lesions.

NF is one of the most common single-gene human diseases; around 1 in 2,500-4,000 live births are affected by NF-1, whereas NF-2 occurs in about 1 in 50,000-120,000. Both type 1 and 2 are autosomal dominant conditions, meaning that only one copy of the mutated gene need be inherited to pass the disorder. A child of a parent with neurofibromatosis and an unaffected parent will have a 50% chance of inheriting the disorder. The gene responsible for NF-1 and possibly NF-2 is thought to function as a tumor suppressor gene.

In most cases of neurofibromatosis 1, patients can live normal and productive lives. In about 25-40% of patients there is an associated learning disability with or without ADHD. In some cases of neurofibromatosis 2, the damage to nearby vital structures, such as the cranial nerves and the brainstem, can be life-threatening. When tumors are causing pain or disfiguration, surgery is thus far the only proven beneficial treatment option.

Reggie Bibbs is a 43-year-old-man living in Houston, Texas. Mr Bibbs was born with a genetic disease called neurofibromatosis (NF), which causes him to develop tumors on his body (see infobox on the right). NF can be a subtle disease, but in Bibbs’ case it has left him with a disfigured face and deformed leg. But he is happy with the way he looks, and doesn’t want to change his appearance to please other people. He has launched a successful campaign entitled “Just Ask”, and that’s just what Wikinews did in a video-interview.

The interview was prepared by Wikinews reporter Michaël Laurent with the help of Bertalan Meskó (who has a popular genetics and web 2.0 blog). Their questions were sent to a close friend of Mr. Bibbs, Lou Congelio, who kindly conducted the interview.

Contents

  • 1 Infobox: What is neurofibromatosis?
  • 2 The interview
    • 2.1 On neurofibromatosis
    • 2.2 Growing up
    • 2.3 A head to toe body tour
    • 2.4 The daily life of Reggie Bibbs
    • 2.5 Raising awareness and his campaign
  • 3 Sources
  • 4 External links
This exclusive interview features first-hand journalism by a Wikinews reporter. See the collaboration page for more details.